2026 Paycheck Calculator

Enter your pay to see an estimate of your take-home pay after federal tax, Social Security, Medicare and state tax. Nothing you type leaves your device.

I get paid Annual salary ($) Pay frequency Filing status State

Your state tax rate % (optional) Pre-tax 401(k) contribution (% of pay)

Your estimate

$0.00

Item	Per paycheck	Per year

Estimates only, not tax advice. Uses 2026 federal brackets and the standard deduction, and assumes one job and no credits. State tax is an approximate rate. Your real paycheck can differ because of your W-4, benefits and local taxes.

How this paycheck calculator works

We start with your gross pay, subtract any pre-tax 401(k) contribution, then apply the 2026 federal tax brackets after the standard deduction for your filing status. Social Security (6.2% up to $184,500) and Medicare (1.45%, plus 0.9% on high earners) are taken from your gross wages. State income tax is estimated from the state you pick, or from a rate you type in.

This tool does not include local or city taxes, tax credits, other income, or extra W-4 withholding.